- 1012 W Cheltenham Ave, Philadelphia PA 19126
- info@kkcinsurance.com
- +1 267-703-3030
Get cheapest Insurance Quote with KKC Insurance Agency
Investing in commercial auto and property insurance is crucial for any business as it protects assets, vehicles, and employees against unexpected damages. Commercial auto insurance covers any vehicle used for business purposes and can cover repairs or legal fees in an accident. Commercial property insurance covers any business-owned assets, protecting against theft and natural disasters. Overall, commercial insurance provides businesses with peace of mind, increased confidence, and greater security.
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How much insurance coverage do you need?
Determining the appropriate insurance coverage is complex and involves considering your financial situation, assets, liabilities, and risk tolerance. Work with a qualified insurance professional to assess your needs and explore coverage options. Make an informed decision tailored to your needs for peace of mind. Reach out to an expert for assistance.
- Lifetime coverage
- Lower cost
- Flexible payments
- Build cash value
- Quick and Easy to Apply
- Complimentary Benefits
- Protection for life & Property
- Premiums stay the same
Already have car insurance? Switching to KKC Insurance, is easy
Switching car insurance to KKC Insurance is hassle-free and easy. Benefit from unbeatable rates and superior customer service from experienced professionals. Trust our commitment to your satisfaction and get the best coverage at a fair price. Make the easy choice and switch to KKC Insurance today!
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Frequently Asked Questions
1.How can I lower my insurance costs?
To save on insurance, check if your coverage fits your needs, raise your deductible, and look for discounts. You can take steps to reduce risks, such as installing security devices or enrolling in defensive driving courses. Shop around and compare rates from different providers to get the best deal.
2.Is the rate given to me accurate?
Dear customer, thanks for your inquiry. Our rate quote is based on the current market and subject to change, but our priority is always to offer the best possible rates. Please review the terms and conditions and contact us with any questions or concerns. Thanks for choosing us as your financial partner.
3.Is there a fee for getting an insurance quote?
When considering buying insurance, it's important to know the associated costs. Luckily, we don't charge for insurance quotes, making the process simple and straightforward. Contact us today to learn more and get a free quote.
4.What type of coverage I should know about?
Insurance coverage includes liability, collision, comprehensive, medical payments, and uninsured/underinsured motorist coverage. Ask an insurance agent which ones you need.
5.What is the deductible?
Thank you for your message about your insurance policy. A deductible is the amount you pay before your insurance company covers the rest. Your policy's specifics determine your deductible amount. Check your policy for details and contact us with further questions. We're here to assist you and value your trust.
6.How can I get discount on my insurance?
To save money on insurance, bundle policies, keep a good driving record and credit score, install a home security system, and compare quotes from multiple providers to find the best deals and discounts available. Research to discover provider-specific discounts.
7.What's Uninsured motorist?
Uninsured motorist coverage insures drivers involved in an accident with an uninsured driver who is at fault. In case of an accident with an uninsured driver, this coverage acts as a safety net for damages or injuries sustained and is not required in every state, though it's recommended to have in your policy.
8.What is Liability coverage?
Liability coverage protects you from financial loss if you're responsible for damage or injury to others or their property. There are two types: bodily injury liability for injuries and property damage liability for damage to someone else's property. It's an important insurance to consider since accidents can happen anytime, anywhere.
9.What is property damage coverage?Â
Property damage coverage pays for damage to someone else's property if you caused it. It's included in auto and homeowner's insurance policies. This coverage pays for repairs or replacements and legal fees up to the limit specified in your policy. Make sure you understand your policy's terms and conditions to ensure you have adequate coverage.
10.What is the bodily injury coverage?
Bodily injury coverage is crucial for car insurance policies. It helps pay for medical bills, rehabilitation expenses, and related expenses for those injured in an accident. Your coverage will have limits, meaning there is a maximum amount of payout for each person or for all persons injured. It is important to choose an appropriate coverage limit and ensure that your policy includes this coverage. This way, you can have peace of mind knowing that you are protected should an accident occur.
11.What is limited tort?
Limited tort is car insurance that saves drivers money on premiums but limits their ability to sue for non-economic damages like pain and suffering. Unlike full tort coverage, it limits a driver's ability to hold negligent parties accountable and may result in less compensation post-accident. When choosing auto-insurance, drivers should weigh the potential consequences of opting for limited tort coverage.
12.What's full tort?
Full tort car insurance coverage provides broader legal options for accident-related injuries, including compensation for pain and suffering, lost wages, and more. Limited tort coverage restricts your ability to sue for non-monetary damages. Review your policy carefully and speak with your agent to understand your coverage and ensure full protection in an accident.
13.What's medical coverage?
Medical coverage provides access to healthcare services and can mitigate costs. It can come from the government, employer, or purchased individually, and covers preventive/diagnostic services, prescriptions, surgery, hospital stays, and treatments. It's an essential aspect of financial planning, as healthcare costs are significant and can strain finances. Sufficient coverage gives peace of mind when seeking and receiving medical care.
14.What's under insured motorist?
UIM coverage protects you if youâre in an accident caused by someone with inadequate insurance. It can help cover medical expenses, lost wages, and other damages up to your policy limit. Many drivers donât have enough coverage to pay for expensive bills and costs after an accident. By getting UIM coverage, youâll have an extra layer of protection. Be sure to check your stateâs minimum insurance requirements and available coverage options to stay fully protected on the road.